Cortney Gardner

As a longtime resident of both Southeast Missouri and West Tennessee, I am excited to be able to serve my community with their insurance needs. This place is home to me, and I spend my free time with my family enjoying the outdoors and making memories. My biggest passion away from the office is helping our local youth. Young people are definitely our future and helping them learn how to be better members of society in the future is what brings me the greatest satisfaction!

I opened the doors to my Caruthersville State Farm agency in 2015 and it has been an amazing journey serving this awesome community! My team and I are committed to making insurance fun and efficient! We offer free quotes for Home Insurance, Auto Insurance, Life Insurance, Health Insurance, Business Insurance, RV Insurance, Boat Insurance, ATV Insurance, and Renters Insurance all over Missouri, Arkansas and Tennessee.

My career started in finance and insurance in 2001 so my team and I know exactly what you need to get your Home and Car insurance policies started today! My office is located on the North end of Ward Avenue, near 4th Street, across from Prescription Drug Store and Bootheel Eye Care. We look forward to earning the opportunity to protect you and your family from life’s expected and unexpected. Give us a call or stop into the office to meet with us...you’ll be glad you did!

Here’s Why Insurance Matters in 2026:

🚗 Auto Insurance: A new year brings new adventures! Whether it's daily commutes or exciting road trips, make sure you have the right coverage for whatever lies ahead.

🏡 Home Insurance: Storms and unpredictable weather are no match for the right homeowners policy. Let’s review your coverage to keep your property protected.

🛋️ Renters Insurance: Starting the year strong includes safeguarding your personal belongings. Renters insurance ensures your valuables are covered, no matter where life takes you.

❤️ Life Insurance: As you set goals for 2026, let us help you secure a life insurance policy that protects your family’s future so they don't have to struggle for years to come.

🏢 Business Insurance: Thinking about ways to succeed or hit the ground running this year? A comprehensive business insurance policy will help protect the dreams you’ve worked so hard to build.

Let’s Make 2025 Your Most Secure Year Yet! Reach out today, and let’s ensure you’re covered for whatever the new year brings.